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Terms & Conditions & Privacy Policy *

I am 18 years or older, and I agree to the Terms of Use and Privacy Policy below . I agree to receive text messages, emails, and other forms of communication. *

Realty Guardian Website Terms of Use
Updated July 10, 2023

These Terms of Use govern your use of the websites, online interfaces, and other properties (e.g., mobile applications) owned and controlled by Realty Guardian, a Division of Swift & Associates Ventures Corp., and its affiliates and subsidiaries (collectively, “Realty Guardian,” “we,” “us” or “our”) (collectively, the “Site”). These Terms of Use constitute a legally binding agreement between you and Realty Guardian; please read them carefully. BY USING THE SITE, YOU ACCEPT AND AGREE TO BE BOUND AND ABIDE BY THESE TERMS OF USE, AND OUR PRIVACY POLICY. IF YOU DO NOT AGREE TO THESE TERMS OF USE OR THE PRIVACY POLICY, YOU ARE NOT AUTHORIZED TO USE THE SITE.

The Effective Date of these Terms of Use is set forth at the top of this webpage. We reserve the right to change these Terms of Use from time to time in our discretion. Changes will be posted to this webpage. When we make any changes, we will post the effective date of the update on these Terms of Use. We encourage you to return to this webpage frequently so that you are aware of our current Terms of Use. Your continued use of the Site after the Effective Date of any Update constitutes your acceptance of the amended Terms of Use. The amended Terms of Use supersede all previous versions.

Binding Arbitration. These Terms of Use provide that all disputes between you and Realty Guardian will be resolved by BINDING ARBITRATION. ACCORDINGLY, YOU AGREE TO GIVE UP YOUR RIGHT TO GO TO COURT (INCLUDING IN A CLASS ACTION PROCEEDING) to assert or defend your rights under these Terms of Use (except for matters that may be taken to small claims court). Your rights will be determined by a NEUTRAL ARBITRATOR and NOT a judge or jury and your claims cannot be brought as a class action. Please review the Section below entitled, “Dispute Resolution; Arbitration Agreement” for the details regarding your agreement to arbitrate any disputes with Realty Guardian.

Copyright and Trademark Information
The Site, and all of the information, files, documents, text, photographs, images, audio, video, Trademarks and other materials which it contains (collectively, the “Content”) are the property of Realty Guardian or its licensors, as applicable. The trademarks, logos and service marks (the “Trademarks”) displayed on the Site are the property of Realty Guardian or other parties and consists of registered or unregistered Trademarks. The Site and Content are protected by United States and international copyright and trademark laws. You should presume that everything on the Site is copyrighted unless otherwise noted. The Content and the Trademarks may not be copied, distributed, modified, reproduced, published, or used, in whole or in part, except as specifically provided in these Terms of Use or for purposes approved in writing by Realty Guardian and/or any third party we deem necessary. All rights not expressly granted herein are reserved to us and our licensors. Realty Guardian reserves the right to enforce its intellectual property rights through civil and criminal proceedings.

Use of Realty Guardian Content; Downloading; Security and Restrictions
We authorize you to view or download or copy the Content on the Site solely for your personal, non-commercial use if you do not remove the copyright and other proprietary rights notices that are contained in the Content. Any copy you make and distribute for any purpose must also include these Terms of Use. You may not copy, distribute, sell, modify, transmit, create derivative works of, reproduce, publish, or use, in whole or in part, any Content except for purposes explicitly authorized by these Terms of Use or approved in writing by Realty Guardian or any third party we deem necessary. Content and features are subject to change or termination without notice, in our editorial discretion.

You are prohibited from violating or attempting to violate the security of the Site, including, without limitation, by (a) accessing data not intended for your use or logging onto a server or an account for which your use or access is not authorized; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (c) accessing or using the Site or any portion thereof without authorization; or (d) introducing any viruses, Trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.

You agree not to:

Use the Site in any way that violates any applicable federal, state, local or other applicable law or regulation;

Use the Site to engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm Realty Guardian or users of the Site or expose us or them to liability;

Use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site;

Use any robot, spider or other automatic device, process or means to access the Site for any purpose, including monitoring or copying any of the material on the Site;

Modify, disassemble, reverse compile or reverse engineer any part of the Site;

Use any manual process to monitor or copy any of the material on the Site or for any other unauthorized purpose without our prior written consent;

Use any device, software or routine that interferes with the proper working of the Site; or

Otherwise attempt to interfere with the proper working of the Site.

Realty Guardian may change, suspend or discontinue the Site, including the availability of any Content for any reason.

In the event access to the Site or a portion thereof is restricted to members or authorized users by requiring a user ID and password (“Protected Areas”), you agree to access Protected Areas using only your user ID and password. You agree to protect the confidentiality of your user ID and password, and not to share or disclose your user ID or password to any third party. You agree that you are fully responsible for all activity occurring under your user ID. Your access to the Site may be revoked by Realty Guardian at any time with or without cause. You agree to defend, indemnify and hold us, our officers, managers, directors, employees, affiliates, agents, attorneys, representatives and members harmless from any and all losses, damages, liabilities, claims, demands, suits, or causes of action (including reasonable attorneys’ fees and costs) arising from your breach of these Terms of Use or violation of applicable law, your use of, or access to, the Site, or access to the Site by anyone using your user ID and password.

If you violate any of these Terms of Use, your permission to use the Site and Content automatically terminates and you must immediately destroy any copies you have made of any portion of the Content.

Products and Services
If you make a purchase through our online store, the goods and/or services Realty Guardian will provide to you are described in our online store and your order form at check out. All purchases or attempts to purchase goods through the Site are governed by these Terms of Use and any additional terms provided by Realty Guardian regarding the particular goods or services purchased by you. We do not imply in any way that the materials on the Site or the materials and products we discuss are available or are for use outside of the United States, or in any jurisdictions in which we are not licensed to do business, or that we are soliciting business in any such jurisdictions. By completing an on-line request for a rate quote, you areconfirming that you are not a resident in any such jurisdiction. If you are interested in a particular product or service, you should contact the local Realty Guardian office to find out whether the service or product is available in your jurisdiction.

(a) Accuracy and Integrity of Information; Colors

Although Realty Guardian attempts to ensure the integrity and accurateness of the Site, it makes no representations, warranties, or guarantees whatsoever as to the correctness or accuracy of the Site and Content thereon. It is possible that the Site could include typographical errors, inaccuracies or other errors, and that unauthorized additions, deletions and alterations could be made to the Site by third parties. In the event that an inaccuracy arises, please inform Realty Guardian so that it can be corrected. Information contained on the Site may be changed or updated without notice.

We have used reasonable efforts to accurately display the image, colors and appearance of the products that are available on the Site. However, as the actual image, appearance and colors you see will depend on your monitor, we cannot guarantee that your monitor’s display of any image, color or appearance will be accurate.

(b) Typographical Errors and Incorrect Pricing

In the event a product or service is listed at an incorrect price due to typographical error or error in pricing information received from our suppliers, we shall have the right to refuse or cancel any orders placed for the product or service listed at the incorrect price. We shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit or debit card charged. If your credit or debit card has already been charged for the purchase and your order is canceled, we shall promptly issue a credit to your credit or debit card account in the amount of the incorrect price.

(c) Order Acceptance

We reserve the right, at our sole discretion, to refuse to accept or cancel any order for any or no reason, with or without cause. Some situations that may result in your order being canceled include limitations on quantities available for purchase, inaccuracies or errors in product or pricing information, or adherence to our fraud avoidance policies. We may also require additional verifications or information before accepting any order. We will contact you if all or any portion of your order is canceled or if additional information is required to accept your order. If your order is canceled after your credit or debit card has already been charged, we shall promptly issue a credit to your credit or debit card account in the amount of the charge.

Online Payments
We accept credit and debit cards issued by U.S. banks and other payment and billing methods that may be designated by Realty Guardian at the time of purchase. If a credit or debit card account is being used for a transaction, we may obtain preapproval for an amount up to the amount of the payment. You represent and warrant that if you are making online payments that (a) any credit card, debit card and bank account information you supply is true, correct and complete, (b) charges incurred by you will be honored by your credit/debit card company or bank, (c) you will pay the charges incurred by you in the amounts posted, including any applicable taxes, and (d) you are the person in whose name the card was issued and you are authorized to make a purchase or other transaction with the relevant credit card and credit card information.

User Generated Content, Reviews, Feedback and other Postings to the Site
If you submit, upload, or post any comments, questions, ideas, suggestions, submissions, information, files, videos, images or other materials to us or the Site (“User Generated Content”), it will be treated as non-confidential and non-proprietary. You agree not to provide any User Generated Content that (a) is defamatory, vulgar, abusive, libelous, unlawful, obscene, threatening, harassing, fraudulent, pornographic, or harmful, or that could encourage criminal or unethical behavior, (b) violates or infringes the privacy, copyright, trademark, trade dress, trade secrets or intellectual property rights of any person or entity, (c) contains advertising, promotion or solicitations, or contains hyperlinks to sites that violate the Terms of Use; or (d) contains or transmits a virus or any other harmful component. As a general rule, you should avoid sharing Personal Information in online forums. You represent and warrant to Realty Guardian that you have the legal right and authorization to provide all User Generated Content to Realty Guardian for the purposes and Realty Guardian’s use as set forth herein. Realty Guardian shall have a fully paid, royalty-free, non-exclusive, unrestricted, irrevocable, sub-licensable, transferable right and license to use the User Generated Content however Realty Guardian desires, including without limitation, to reproduce, prepare derivative works of, distribute, publicly perform, publicly display, and otherwise copy, modify, delete in its entirety, adapt, publish, translate, and sell such User Generated Content and/or incorporate such User Generated Content into any form, medium or technology except for information covered by the Privacy Policy. Realty Guardian is and shall be under no obligation (i) to maintain any User Generated Content in confidence; (ii) to pay to you any compensation for any User Generated Content; or (iii) to respond to any User Generated Content.

Realty Guardian does not regularly review posted User Generated Content but does reserve the right (but not the obligation) to monitor and edit or remove any User Generated Content submitted to the Site. You grant Realty Guardian the right to use the name that you submit in connection with any User Generated Content. You agree not to use a false email address, impersonate any person or entity, provide Personal Information which you are not specifically permitted to provide, or otherwise mislead as to the origin of any User Generated Content. You are and shall remain solely responsible for the content of any User Generated Content you make. Realty Guardian and its affiliates take no responsibility and assume no liability for any User Generated Content submitted by you or any third party.

You agree to defend, indemnify, and hold us, our officers, managers, directors, employees, affiliates, agents, attorneys, representatives, and members harmless from any and all losses, damages, liabilities, claims, demands, suits, or causes of action (including reasonable attorneys’ fees and costs) arising from any User Generated Content you post or allow to be posted to the Site.

Links to Other Sites
From time to time, we may provide links to third party websites and services that we think may be of interest to you. Realty Guardian makes no representations whatsoever about any other website that you may access through this Site. When you access a non-Realty Guardian website, please understand that it is independent from Realty Guardian, and that Realty Guardian has no control over the content on that website. In addition, a link to a non-Realty Guardian website does not mean that Realty Guardian endorses or accepts any responsibility for the content, or the use, of the linked website. It is up to you to take precautions to ensure that whatever you select for your use or download is free of such items as viruses, worms, Trojan horses, and other items of a destructive nature. If you decide to access any of the third-party websites linked to this Site, you do this entirely at your own risk. You are advised to read the terms of use and privacy notice of any third-party websites to which you connect when using the Site.

Links to Our Site
Unless otherwise set forth in a written agreement between you and Realty Guardian, you agree not to create a hyperlink from any other site to our Site unless you obtain our written permission, and you must adhere to Realty Guardian’s linking policy as follows: (i) any link to the Site must be a text only link clearly marked “Realty Guardian”; (ii) the appearance, position and other aspects of the link may not damage or dilute the goodwill associated with Realty Guardian’s names and trademarks; (iii) the appearance, position and other attributes of the link may not create the false appearance that your organization or entity is sponsored by, affiliated with, endorsed by or associated with Realty Guardian; (iv) when selected by a user, the link must display this website on full-screen and not within a “frame” on the linking website: and (v) Realty Guardian reserves the right to revoke its consent to the link at any time and in its sole discretion.

Disclaimer of Warranties and Limitation of Liability
REALTY GUARDIAN DOES NOT WARRANT THAT ACCESS TO OR USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SITE WILL BE CORRECTED. THIS SITE, INCLUDING ANY CONTENT CONTAINED WITHIN IT, IS PROVIDED “AS IS,” WITH ALL FAULTS, WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUALITY OF INFORMATION, QUIET ENJOYMENT, AND TITLE/NON-INFRINGEMENT. REALTY GUARDIAN DOES NOT WARRANT THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION OBTAINED THROUGH THE SITE.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS SITE, CONTENT, AND LINKED WEBSITES. REALTY GUARDIAN DOES NOT WARRANT THAT FILES AVAILABLE FOR DOWNLOAD WILL BE FREE OF VIRUSES, WORMS, TROJAN HORSES, OR OTHER DESTRUCTIVE PROGRAMMING. YOU ARE RESPONSIBLE FOR IMPLEMENTING PROCEDURES SUFFICIENT TO SATISFY YOUR NEEDS FOR DATA BACK UP AND SECURITY.

REALTY GUARDIAN AND ANY THIRD PARTIES MENTIONED ON THIS SITE ARE NEITHER RESPONSIBLE NOR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION) ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE, CONTENT, OR ANY LINKED WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT REALTY GUARDIAN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE, CONTENT, OR ANY LINKED WEBSITE IS TO STOP USING THE SITE. TO THE EXTENT ANY ASPECTS OF THE FOREGOING LIMITATIONS OF LIABILITY ARE NOT ENFORCEABLE, THE MAXIMUM LIABILITY OF REALTY GUARDIAN TO YOU WITH RESPECT TO YOUR USE OF THIS SITE, CONTENT, OR ANY LINKED WEBSITE IS ONE HUNDRED DOLLARS ($100.00). THE FOREGOING LIMITATIONS APPLY EVEN IF THE REMEDIES UNDER THESE TERMS OF USE FAIL OF THEIR ESSENTIAL PURPOSE.

Any claims arising in connection with your use of the Site, any Content or any linked website must be brought within one (1) year of the date of the event giving rise to such action occurred

Indemnification
By using the Site, you agree to defend, indemnify, and hold us, our officers, managers, directors, employees, parents, subsidiaries, insurers, affiliates, agents, attorneys, representatives, and members harmless from any and all losses, damages, liabilities, claims, demands, suits, or causes of action (including reasonable attorneys’ fees and costs) arising from your use or misuse of the Site.

Dispute Resolution; Arbitration Agreement
We will try work in good faith to resolve any issue you have with the Site if you bring that issue to our attention. Nevertheless, we realize that there may be rare cases where we may not be able to resolve an issue to a customer’s satisfaction.

Any dispute or claim relating in any way to your use of the Site will be resolved by binding arbitration. The Federal Arbitration Act and federal arbitration law apply to this Agreement. There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages) and must follow these Terms of Use as a court would. To begin arbitration proceedings, either party must send a letter requesting arbitration and describing the claim to the other party. If you are sending an arbitration request letter to Realty Guardian, such letter shall be sent to: Realty Guardian, [Address], Attn: Legal Department or by e-mail to [Email Address]. The arbitration will be conducted by one mutually acceptable arbitrator through the American Arbitration Association under its rules, including the AAA’s Supplementary Procedures for Consumer-Related Disputes. The American Arbitration Association’s rules are available at www.adr.org or by calling 1-800-778-7879. The arbitration, if in person, will be conducted in [Location]. Payment of all filing, administration and arbitrator fees will be governed by the American Arbitration Association rules. In addition, YOU AND REALTY GUARDIAN AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING OR AS A PRIVATE ATTORNEY-GENERAL. YOU EXPRESSLY WAIVE ANY RIGHT YOU MAY HAVE TO BRING A CLAIM AS A PLAINTIFF OR AS A MEMBER IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. Further, unless both you and Realty Guardian agree otherwise, the arbitrator may not consolidate more than one person’s claims with your claims, and may not otherwise preside over any form of a representative or class proceeding. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim.

If this arbitration agreement is found to be unenforceable, then exclusive jurisdiction and venue for any claims will be in state or federal courts in the state of Kansas. You further agree and expressly consent to the exercise of personal jurisdiction in the courts of the state of Kansas in connection with any such claim. If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial. You and Realty Guardian both agree that you or Realty Guardian may bring a suit in court to enjoin infringement or other misuse of intellectual property rights.

Governing Law
All matters relating to the Site and these Terms of Use shall be governed by and construed in accordance with the laws of the state of Kansas, without regard to its conflict of law provisions.

Waiver
No waiver of by the Realty Guardian of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the RealtyGuardian to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

Severability
If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

Entire Agreement
The Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and Realty Guardian with respect to the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Site.

PRIVACY POLICY

Updated: July 10, 2023

Overview Realty Guardian, a Division of Swift & Associates Ventures Corp., and its affiliates and subsidiaries (collectively, “Realty Guardian,” “we,” “us,” or “our”) regard data privacy as significant to both you and us. This Privacy Policy explains the online and offline practices of Realty Guardian concerning how we gather, use, disclose, and store information about you, through our platforms such as realtyguardian.com, other websites or mobile applications, or social media resources where we post or refer to this Privacy Policy (collectively, the “Website”).

This Privacy Policy details: • The types of information, including personal information, that we collect • How we use the information we collect • How we may share the information we have collected with third parties • The security of the information • How you can access and update or modify your information • How you can inform us if you do not want us to use your information in certain ways

PLEASE REVIEW THIS PRIVACY POLICY CAREFULLY. When you submit information to us, including through the Website or through mobile applications or social media resources, you consent to the collection and processing of your information as described in this Privacy Policy. By providing us with your Personal Information and any other non-public information that is associated with such information, or by using the Website or our mobile applications or social media resources, you accept the terms of this Privacy Policy. Please read this Privacy Policy before submitting any information.

IF YOU DO NOT AGREE WITH ANY PART OF THIS PRIVACY POLICY, THEN PLEASE DO NOT PROVIDE ANY INFORMATION TO US.

CONSUMER PRIVACY NOTICE FOR FINANCIAL SERVICES If you do business with us, including any of our affiliates that may deliver financial products and services to you, such as insurance services, we provide special information on our use of the information collected, used and shared for financial products and services in the section at the end of this Privacy Policy labeled “Consumer Privacy Notice For Financial Services.” Please refer to that section for information on the privacy practices relating to the delivery of financial products and services.

YOU CONSENT TO RECEIVING ANNUAL NOTICES OF OUR CONSUMER PRIVACY NOTICE

Changes to the Privacy Policy

We may change or modify this Privacy Policy as we deem necessary. If we make any changes to this Privacy Policy, we will post the effective date of the update on this Privacy Policy or may notify you by email or as otherwise required by applicable laws, rules or regulations. Therefore, we ask you to check this Privacy Policy occasionally to be sure that you are aware of these changes. Any changes to this Privacy Policy take effect immediately after being posted or as otherwise provided by us.

Information We Collect What We Collect Online

We collect certain “Personal Information” (as defined below) about you when you provide it to us or to third-party sources while using the Website or other online resources, including social media resources and mobile applications. For example, you may provide us with certain Personal Information and other information when you fill out an online application for membership, or a request for services, or when you sign up online to participate in some programs (including sweepstakes or contests), or to receive notifications or elect to receive certain emails or text messages, or provide us with information on our online discounts and shopping platform, or respond to a survey.

What We Collect Offline

We may also obtain other information about you, including Personal Information, when you interact with us, or our agents or contractors, or other third-party sources outside of our Website or mobile apps, such as in person, over the phone or by mail, text or email.

Personal Information

“Personal Information” is defined as information related to your transactions with us or that allows someone to identify or contact you.

How We May Use Information

We may use the information we collect (including Personal Information) individually or combine it with other information to generate aggregate statistical information.

How We May Share Information

We may share and disclose information including Personal Information as described at the time information is collected or as follows:

With Our Affiliates and Certain Non-Affiliated Companies

We may share information about you, including certain Personal Information, with our affiliates and subsidiaries, other Realty Guardian entities, preferred partners, companies that offer our members discounts through the Realty Guardian Program, and other non-affiliated companies that provide goods, services, and/or Realty Guardian member benefits to you.

With Our Service Providers

We share information, including Personal Information, with our service providers and contractors as needed so that they can perform the functions for which we engage them.

For Legal Purposes

We also may share information that we collect to enforce our rights, protect our property or protect the rights, property or safety of others, or as needed to support external auditing, compliance, and corporate governance functions.

Corporate Changes

We may transfer information, including your Personal Information, in connection with our, or any of our affiliates’ participation in (in each case whether in whole or in part) a merger, sale, reorganization, joint venture, acquisition or other change of ownership or control by or of us or any affiliated company.

Security of Your Information

We utilize a variety of industry-standard security technologies and have internal security practices to safeguard the information we have about you and to protect the privacy and confidentiality of your Personal Information and transactions with us.

Mobile Computing

We may provide Websites and online resources that are specifically designed to be compatible with and used on mobile computing devices.

Emails and Text Messages

You may receive emails or text messages from us if you have provided us with your email address or cell phone number, unless you have opted out of receiving these.

You can opt out by (i) clicking on the links available in our emails, or as may be stated in the text message, or (ii) by going online to the Preference Center, where you may opt out of different kinds of emails, text alerts, phone calls or postal communications, or (iii) by contacting us as provided in this Privacy Policy.

We try to strike a balance between the security of your Personal Information and account information and your convenience. Please do not include confidential information and certain types of Personal Information, such as your credit card number, passport numbers, driver’s license numbers, or account passwords, in any unencrypted e-mail or text you send to us.

On our Website, you may be able to choose to use a send or share service to send information from the Website to someone else. In such case we will ask you for certain Personal Information of such persons, such as their email address, as well as your name and email address.

Social Media

We may also enable you to post content to social networking sites (e.g. Facebook, Instagram, Twitter, LinkedIn and YouTube) for purposes such as answering some questions or asking questions or providing comments. You should not include any confidential information and certain types of Personal Information in any post you make to a public area of a third party social network page.

Linking From RealtyGuardian.com to other Websites

For your convenience, we may provide links on our Website to third party websites. Please remember that this Privacy Policy is not applicable to such third party websites and that we are not responsible for the privacy practices of such third parties.

Note about Children

We do not knowingly solicit, collect, or maintain Personal Information directly from any person under the age of thirteen. No parts of our Services are directed to or designed to attract anyone under the age of thirteen directly.

Our Use of Cookies and Interest-Based Advertising

We use “cookies” or “web beacons” (also called “clear GIFs” or “pixel tags”) to obtain certain types of information when your web browser accesses our Website.

What are cookies? Cookies are small pieces of information that a website transfers to your computer’s hard drive while you are viewing the Website for record keeping and other purposes.

What to do if you do not want cookies used: If you do not want cookies used in connection with your visit to our Website, or if you wish to limit their use, you can generally adjust your browser settings on your computer. If you decline cookies, you may have difficulty navigating our Website, which could adversely impact your Realty Guardian online experience.

Non-US Users The Website and our affiliates’ websites are not meant to be used by persons residing or located outside of the United States. The services and products offered on our Website are available to or for use only by persons located in the United States.

Contact Us

If you are a member and want to update or modify your Personal Information, please go to My Account on our website or contact Member Services at our provided contact.

If you want to opt out of receiving future marketing or promotional emails, text messages, mailings, or telephone calls, please go to our Preference Center on our website or follow the directions in the communications or contact us at our provided contact.

If you have any questions or comments about this Privacy Policy, or need additional assistance please contact us at:

Realty Guardian Our provided address Attn: Legal Department—Privacy Phone: Our provided contact Email: info@realtyguardian.com

Contact Information
If you have any questions about these Terms of Use, please contact us at:

Realty Guardian

2900 SW Wanamaker Dr, Suite 200

Topeka, Kansas 66614

info@realtyguardian.com

Thank you for visiting our site.