When real estate goes wrong, we make it right.¹
Safeguarding home buyers, sellers, and agents.
Real Estate’s Hidden Hazards:
Every day, countless buyers and sellers face unexpected transaction costs, losing thousands without warning.
%
† Deals in Trouble
$3.4 Million Daily
$1.2 Billion Yearly
† Source: Bloomberg: July 2022
Buyers, Sellers, and Agents Encounter 20+ Transaction Risks That Stack Up Like Dominoes…
Low Appraisals
Breakdowns &
Repair Costs
Warranty
Service Fees
Unpredictable
Buyers
Wire Fraud &
Cybersecurity
Breaches
Closing Delays
Inspection Fee
Losses
Appraisal Cost
Losses
Negotiation
Breakdowns
Time, Expense
& Marketing
Losses
Earnest Money
Disputes
Legal Issues
Double Moves
Unpredictable
Sellers
Error &
Omission
Deductibles
Breach of
Contract
Holding Costs:
Taxes,
Insurance,
Etc.
Contract
Cancellations
Legal Disputes
& Liabilities
Discover a Fresh Approach to Real Estate
Embarrassed by misfortune, the losses can be big, but are seldom talked about. The truth is… in the world of real estate, the only certainty is uncertainty.
“Imagine a world where every step of your client’s property journey is protected financially. Where stress is replaced with peace of mind, and the unexpected is covered!”
Five Safeguard Plans for Sellers
Transaction troubles? No problem. You’re protected!” Imagine your clients seeing you as confident, trustworthy, and fully invested in their success. Exclusive plans start at $199—only through real estate professionals like you.
What’s Covered?
Each plan includes all the comprehensive risk-mitigating safeguards, with coverage limits increasing progressively from Bronze to Platinum+.
WARRANTY SERVICE FEES/PERMITS/DISPOSAL
If agent provides a listing period warranty, service fees, permits, modification and disposal costs will be reimbursed according to the plan and limits, if warranty repairs occur prior to closing. From $350 to $1,375.
APPRAISAL GAP FUND
If a home appraisal comes in lower than sales price and buyer will not make up the full difference, Realty Guardian covers 80% of the seller’s loss up to the plan limit. From $1,000 to $5,000.
HOLDING COST LOSSES
If a buyer backs out of a signed contract transaction at no fault of seller, the seller faces ongoing costs like utilities, taxes, insurance, etc. Realty Guardian reimburses sellers a daily rate from $17 to $70 up to 50 days based on the plan and limit between a signed rescission and new signed contract. From $510 to $3,500.
LEGAL DEFENSE FUND
If post-closing issues arise from the transaction, Realty Guardian reimburses 80% of the paid costs of the real estate attorney fees, based the plan limit, as long as claims are submitted to Realty Guardian by the end of the first six months after the closing. From to $1,500 to $10,000.
DOUBLE MOVE COST
Realty Guardian reimburses 80% of the temporary relocation costs based on the chosen plan limits, if the covered seller is forced by unexpected events during the transaction to endure a temporary move to complete the contract closing. From $800 to $5,500.
CYBER FRAUD RECOVERY
Realty Guardian helps sellers recover from wire fraud losses by reimbursing 80% for any attorney recovery fees or 80% of the actual loss up to the plan limit. From $1,800 to $24,625.
Four Safeguard Plans for Buyers
Protection from the unexpected is no longer out of reach. Real estate just leveled up with exclusive plans starting at $199—available only through top real estate professionals.
What’s Covered?
Each plan includes all the comprehensive risk-mitigating safeguards, with coverage limits increasing progressively from Bronze to Platinum.
APPRAISAL GAP FUND
If the appraisal comes in short of the agreed upon sales price, Realty Guardian reimburses buyers for 80% of the cash outlay to make up the appraisal shortfall that helped to keep the deal together. From $1,000 to $2,500.
CYBER FRAUD RECOVERY
Realty Guardian helps buyers recover from wire fraud losses by reimbursing 80% for any attorney recovery fees or 80% of the actual loss up to the chosen plan limit. From $1,000 to $5,000.
APPRAISAL & INSPECTION FEE LOSSES
If the transaction falls through, buyer will be reimbursed 80% of the cost of their appraisal fee and inspection costs up to the chosen plan limit to help recover out-of-pocket losses. From $500 to $1,400.
EARNEST MONEY RECOVERY
If the buyer fulfills all contractual obligations but the seller refuses to return the earnest money, Realty Guardian will compensate the buyer 80% of the earnest money lost, up to the chosen plan limit, if the funds are not returned within 3 months. From $1,000 to $4,000.
DOUBLE MOVE COSTS
Realty Guardian reimburses 80% of the temporary relocation costs, up to the chosen plan limit, if the covered buyer is forced by unexpected events during the transaction to endure a temporary move before reaching the contract closing. From $750 to 3,000.
LEGAL DEFENSE FUND
If post-closing issues arise from the transaction, Realty Guardian reimburses 80% of the paid costs of the real estate attorney fees, based on the plan limit, if claims are submitted to Realty Guardian by the end of the first six months after the closing. From $400 to 2,000.
“I created Realty Guardian because I’ve seen too many agents and clients lose thousands unexpectedly due to bad appraisals, deals that fell through, and countless other issues. No client thinks it will happen to them… and then it does. This is the solution I wish I had years ago to save so much stress and misery!” Kevin Swift, Founder & President
Realty Guardian Delivers Peace of Mind! Protect Every Transaction.
Case Study: Seller Protection During an Unexpected Challenge
The seller had already moved into their new home, excited to start a fresh chapter. But their plans took a sudden turn when the sale of their vacant property fell through due to the buyer’s financing collapsing.
Now faced with two sets of housing costs—mortgage, taxes, and insurance—the seller found themselves under financial pressure. To make matters worse, the slowing market made relisting stressful and uncertain.
Thankfully, the Seller Safeguard Plan provided a critical safety net. With $70 per day in reimbursements for holding costs, the plan eased the burden of carrying the two properties. A breakdown and warranty call added another $425 for a service fee and permit costs that were reimbursed. This steady support gave the seller peace of mind and allowed them to remain patient while waiting for a new buyer.
By the time the home sold, Realty Guardian had covered almost $4,000 in seller expenses, turning a potential financial crisis into a manageable, secure, and confident resolution.
Seller Reimbursement: $3,925
Case Study: Turning a Buyer’s Transaction Setback into Triumph
The buyer was thrilled to find their dream home and moved forward with inspections and an appraisal, confident everything would go smoothly. But major structural defects were uncovered, and the appraisal came in lower than the purchase price.
With their move-out date looming, the buyer had no choice but to arrange temporary housing while waiting for the seller to complete repairs. These unexpected hurdles created significant strain.
Thankfully, Realty Guardian’s Safeguard Plan was there to help. The plan reimbursed $2,500 to help the buyer cover the appraisal gap and another $1,535 for the double move expenses, that included storage and short-term accommodations.
What could have been a deal-breaking nightmare became a manageable challenge. Realty Guardian’s protection ensured the buyer could move forward with their purchase and focus on making their dream home a reality.
Buyer Reimbursement: $4,035
OUR COMMITMENT
At Realty Guardian, we empower home buyers, sellers, and agents with unmatched financial protection in every real estate transaction. Our safeguard plans offer guaranteed payouts for unexpected setbacks—transforming potential deal-breakers into manageable challenges. By turning uncertainty into confidence, we provide the negotiating edge needed to successful secure and protect what matters most—peace of mind and a smoother path to the American dream.
QUESTIONS?
1-855-715-1-4RG
(1-855-715-1474)
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