Home Buyer Safeguard Plans
Choose your plan based on the purchase price range. All plans include the same 6 buyer safeguards. The only difference is the percentage paid and the maximum limits.
Three plans, based on purchase range.
Same 6 safeguards in every plan. Gold / Platinum / Elite only change the payout percentage and the maximum limits.
Gold 50
Purchase Range: $100,000 to $250,000
Platinum 60
Purchase Range: $251,000 to $500,000
Elite 75
Purchase Range: $501,000 or Higher
Full Plan Details
Plain-language explanations of each buyer safeguard.
Lost Inspections
If a covered transaction falls through, Realty Guardian reimburses the buyer for 50–75% of inspection fees, up to the plan limits.
Appraisal Gap
If the appraisal comes in short of the agreed sales price, Realty Guardian reimburses 50–75% of the buyer’s contribution to make up the shortfall, up to the plan limits.
Storage / Double Move
Realty Guardian reimburses 50–75% of temporary storage and moving costs, up to plan limits, if unexpected events force a double move during the transaction.
Cyber Wire Fraud
Realty Guardian helps reimburse losses and/or attorney recovery fees tied to a covered wire fraud event, based on the plan percentage, up to plan limits.
Legal Defense
If covered real-estate related legal defense is needed, Realty Guardian reimburses 50–75% of eligible attorney fees, up to plan limits, when submitted within the required timeframe.
Earnest Money
If the buyer fulfills all contract terms and earnest money is wrongfully withheld, Realty Guardian reimburses 50–75% of the eligible loss, up to plan limits, when documentation supports the claim.
Want the right plan set up correctly?
The best time to set safeguards is early. A Guardian Agent can confirm your purchase range and help select the right plan level.
Next step: Find a Guardian Agent and request your Buyer Safeguard Plan certificate.
