Buyer Plans

Home Buyer Safeguard Plans

Choose your plan based on the purchase price range. All plans include the same 4 buyer safeguards. The only difference is the percentage paid and the maximum limits.

Find a Guardian Agent Why It Matters
Important notice: Safeguards are subject to eligibility, documentation requirements, and plan terms. Not insurance, not a warranty, not legal advice.

Three plans, based on purchase range.

Same 4 safeguards in every plan. Gold / Platinum / Elite only change the payout percentage and the maximum limits.

Gold 50

Purchase Range: $100,000 to $250,000

50%
Pays 50% of loss — up to the limit Total protection: Up to $3,750
Appraisal Gap Up to $750
Inspection Costs Up to $350
Wire Fraud Up to $2,000
Legal Defense Up to $650

Platinum 60

Purchase Range: $251,000 to $500,000

60%
Pays 60% of loss — up to the limit Total protection: Up to $7,350
Appraisal Gap Up to $1,500
Inspection Costs Up to $650
Wire Fraud Up to $4,000
Legal Defense Up to $1,200

Elite 75

Purchase Range: $501,000 or Higher

75%
Pays 75% of loss — up to the limit Total protection: Up to $10,450
Appraisal Gap Up to $2,250
Inspection Costs Up to $900
Wire Fraud Up to $5,500
Legal Defense Up to $1,800
Totals above are shown as the combined maximum available per transaction across the plan’s safeguards (subject to plan terms).

Full Plan Details

Plain-language explanations of each buyer safeguard.

Buyer safeguard

Lost Inspections

If a covered transaction falls through, Realty Guardian reimburses the buyer for 50–75% of inspection fees, up to the plan limits.

Buyer safeguard

Appraisal Gap

If the appraisal comes in short of the agreed sales price, Realty Guardian reimburses 50–75% of the buyer’s contribution to make up the shortfall, up to the plan limits.

Buyer safeguard

Legal Defense

If covered real-estate related legal defense is needed, Realty Guardian reimburses 50–75% of eligible attorney fees, up to plan limits, when submitted within the required timeframe.

Buyer safeguard

Cyber Wire Fraud

Realty Guardian helps reimburse losses and/or attorney recovery fees tied to a covered wire fraud event, based on the plan percentage, up to plan limits.

*Eligibility, documentation, timing, and plan terms apply. Not insurance, not a warranty, not legal advice.

Want the right plan set up correctly?

The best time to set safeguards is early. A Guardian Agent can confirm your purchase range and help select the right plan level.

Next step: Find a Guardian Agent and request your Buyer Safeguard Plan certificate.

*Safeguards are subject to eligibility, documentation requirements, and plan terms. Not insurance, not a warranty, not legal advice.
Find a Guardian Agent See How It Works
Couple Buyers 4 Image scaled