Seller Plans

Home Seller Safeguard Plans

Choose your plan based on the selling price range. All plans include the same 6 seller safeguards. The only difference is the percentage paid and the maximum limits.

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Important notice: Safeguards are subject to eligibility, documentation requirements, and plan terms. Not insurance, not a warranty, not legal advice.

Three plans, based on selling range.

Same 6 safeguards in every plan. Silver / Gold / Platinum only change the payout percentage and the maximum limits.

Silver 50

Selling Range: $100,000 to $250,000

50%
Pays 50% of loss — up to the limit Total protection: Up to $3,350
Appraisal Gap Up to $750
Holding Costs $15 p/day • Up to $450
Extra Warranty Repair Fees Up to $300
Double Move Up to $300
Wire Fraud Up to $1,250
Legal Defense Up to $300

Gold 60

Selling Range: $251,000 to $500,000

60%
Pays 60% of loss — up to the limit Total protection: Up to $6,600
Appraisal Gap Up to $1,500
Holding Costs $30 p/day • Up to $900
Extra Warranty Repair Fees Up to $500
Double Move Up to $600
Wire Fraud Up to $2,500
Legal Defense Up to $600

Platinum 75

Selling Range: $501,000 or Higher

75%
Pays 75% of loss — up to the limit Total protection: Up to $11,150
Appraisal Gap Up to $3,000
Holding Costs $45 p/day • Up to $1,400
Extra Warranty Repair Fees Up to $750
Double Move Up to $1,000
Wire Fraud Up to $4,000
Legal Defense Up to $1,000
Totals above are shown as the combined maximum available per transaction across the plan’s safeguards (subject to plan terms).

Full Plan Details

Plain-language explanations of each seller safeguard.

Seller safeguard

Appraisal Gap

If a property appraisal comes in lower than the sales price and the buyer will not make up the difference, Realty Guardian reimburses 50–75% of the seller’s loss (based on the chosen plan), up to the plan limits.

Seller safeguard

Warranty Repair Fees: Permits, Modifications & Disposal

If a warranty-related repair is ordered during the listing/transaction period, Realty Guardian reimburses eligible permits, modifications, and disposal up-charge fees, based on plan limits.

Seller safeguard

Storage / Double Move

Realty Guardian reimburses 50–75% of eligible temporary storage and moving costs (based on the chosen plan), up to plan limits, if unexpected events during the transaction force a double move.

Seller safeguard

Wire Fraud

Realty Guardian helps the seller recover from a covered wire fraud loss event by reimbursing eligible legal fees for recovery and/or the loss itself, based on plan limits.

Seller safeguard

Legal Defense

Realty Guardian reimburses eligible real estate attorney fees for covered post-closing issues, up to plan limits, when submitted within the required timeframe.

Seller safeguard

Holding Costs

If a buyer backs out at no fault of the seller, Realty Guardian reimburses seller holding costs at $15, $30, or $45 per day (based on plan), up to the plan cap, between a signed rescission and a new signed contract.

*Eligibility, documentation, timing, and plan terms apply. Not insurance, not a warranty, not legal advice.

Want the right plan set up correctly?

The best time to set safeguards is early. A Guardian Agent can confirm your selling range and help select the right plan level.

Next step: Find a Guardian Agent and request your Seller Safeguard Plan certificate.

*Safeguards are subject to eligibility, documentation requirements, and plan terms. Not insurance, not a warranty, not legal advice.
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