Safeguard Plans — Overview
Price-based safeguards—automatically applied, with no plan selection.
Realty Guardian® is built around a simple idea: buyers and sellers deserve protection across the entire journey.
Safeguard tiers are determined by the listing price or sales price, and scale as transaction values increase.
Plans are designed around 12 defined protection areas that can matter before, during, and after closing—
including wire fraud exposure and post-closing legal consultation protections (where applicable).
In certain situations, benefits may include reimbursement for eligible documented out-of-pocket expenses,
subject to the applicable tier, definitions, eligibility requirements, limits, exclusions, and terms.
Plain-English Snapshot
What makes this different
- No upsell: safeguards are determined by transaction price
- Defined scope: 12 protection areas across before/during/after closing
- Modern risk coverage: includes wire fraud + post-closing legal consultation (as defined)
The purpose is fairness and preparedness: safeguard level is based on home value—not a sales pitch.
Important: No program can eliminate every risk or cover every dollar lost. Safeguards are designed to provide defined protections and reduce financial shock under the plan terms.
Why safeguards exist
Because the cost of “unexpected” is real.
Some problems happen before closing (inspection, appraisal, financing delays). Some happen during closing windows (fraud attempts and funds-transfer risk). Some show up after closing (questions, disputes, or situations that require legal guidance). Safeguards exist to bring structure and meaningful support when pressure shows up.
Defined financial shock protection
In certain situations, benefits may include reimbursement of eligible documented out-of-pocket expenses, subject to the terms and limits of your tier.
Protect time & momentum
Structure reduces chaos when deadlines shift, negotiations tighten, and timelines break—so you can make clearer decisions under pressure.
Modern risk readiness
Safeguards are designed around defined risks that can matter even when a deal closes—like fraud exposure and post-closing legal consultation needs—under plan terms.
How safeguards work
Three points. No confusion.
This is the system in plain English. Exact eligible items, documentation requirements, exclusions, and limits are defined by your safeguard tier and the plan terms.
Safeguard level is price-based.
Your safeguard level is automatically determined by the property’s listing price or sales price. Higher-priced transactions qualify for higher safeguard levels.
Safeguards are defined across 12 areas.
Safeguards are organized into 12 defined protection areas that can matter before, during, and after closing—based on what applies under the terms.
Eligibility + documentation guide benefits.
When benefits apply, they follow the eligible items, documentation requirements, and limits of the applicable tier—under the plan terms.
Buyer vs Seller
Same price-based system. Different pressure points.
Direction changes the risks you feel most. Price still determines the safeguard tier.
Buyer safeguards focus on
- Inspection findings and negotiation friction
- Appraisal gaps and financing conditions
- Delays that trigger moving, storage, and timing costs
- Fraud awareness during funds-transfer steps (where applicable)
- Defined post-closing legal consultation protections (where applicable)
Seller safeguards focus on
- Buyer cancellations, delays, and contingency pressure
- Carrying costs when timelines shift
- Re-listing disruption and momentum loss
- Fraud awareness around proceeds and instructions (where applicable)
- Defined post-closing legal consultation protections (where applicable)
Quick answers
FAQs (plain English)
Short answers here—full details live in terms, limits, eligibility, and disclosures.
Do buyers or sellers choose a plan?
No. Safeguards are automatically determined by the listing price or sales price. There is no plan selection and no upsell.
Is Realty Guardian insurance?
No. Realty Guardian® is not an insurance provider. Benefits and reimbursements (if offered) are subject to eligibility requirements, documentation, plan definitions, limits, exclusions, and terms.
Are safeguards only for failed closings?
No. Safeguards are designed around defined risks that can matter before, during, and after closing. Some benefits may apply only in specific scenarios defined by the terms.
Where do I see price brackets and specific eligible items?
On the Buyer Safeguards and Seller Safeguards pages (by price), plus the Terms & Conditions, Eligibility & Limits, and Disclosures pages.
Next step
See safeguards by transaction price.
Start with the page that matches your transaction direction. You’ll see how safeguards scale by listing price or sales price—clearly and transparently.
Benefits and reimbursements (if offered) are subject to eligibility requirements, documentation, plan definitions, limits, exclusions, and plan terms. Realty Guardian® is not an insurance provider.