Safeguard Plans
Buyer and Seller plans — clearly explained.
Toggle Buyer or Seller to view plan names, payout percentages, price ranges, and the total protection available per transaction (shown as the sum of category caps).
Important notice: Safeguards reimburse documented transaction-related losses, subject to eligibility,
documentation requirements, and plan terms. Not insurance, not a warranty, not legal advice.
I am a:
Buyer plans are selected using the purchase price.
Seller plans are selected using the selling price.
Buyer Plans (based on purchase range)
Same 6 safeguards in every plan. Gold / Platinum / Elite change the payout percentage and maximum limits.
Buyer Plan • 50% payout
Gold (50%)
Pays 50% of documented loss — up to the caps below.
Purchase Range: $100,000 to $250,000
Total protection: Up to $3,750
Maximum caps by safeguard
Appraisal Gap
Up to $750
Inspection Costs
Up to $350
Wire Fraud
Up to $1,250
Storage / Double Move
Up to $300
Legal Defense
Up to $350
Earnest Money
Up to $750
Buyer Plan • 60% payout
Platinum (60%)
Pays 60% of documented loss — up to the caps below.
Purchase Range: $251,000 to $500,000
Total protection: Up to $7,350
Maximum caps by safeguard
Appraisal Gap
Up to $1,500
Inspection Costs
Up to $650
Wire Fraud
Up to $2,500
Storage / Double Move
Up to $600
Legal Defense
Up to $600
Earnest Money
Up to $1,500
Buyer Plan • 75% payout
Elite (75%)
Pays 75% of documented loss — up to the caps below.
Purchase Range: $501,000 or Higher
Total protection: Up to $10,450
Maximum caps by safeguard
Appraisal Gap
Up to $2,250
Inspection Costs
Up to $900
Wire Fraud
Up to $3,500
Storage / Double Move
Up to $900
Legal Defense
Up to $900
Earnest Money
Up to $2,000
Seller Plans (based on selling range)
Same 6 safeguards in every plan. Silver / Gold / Platinum change the payout percentage and maximum limits.
Seller Plan • 50% payout
Silver (50%)
Pays 50% of documented loss — up to the caps below.
Selling Range: $100,000 to $250,000
Total protection: Up to $3,350
Maximum caps by safeguard
Appraisal Gap
Up to $750
Holding Costs
$15 p/day • Up to $450
Extra Warranty Repair Fees
Up to $300
Double Move
Up to $300
Wire Fraud
Up to $1,250
Legal Defense
Up to $300
Seller Plan • 60% payout
Gold (60%)
Pays 60% of documented loss — up to the caps below.
Selling Range: $251,000 to $500,000
Total protection: Up to $6,600
Maximum caps by safeguard
Appraisal Gap
Up to $1,500
Holding Costs
$30 p/day • Up to $900
Extra Warranty Repair Fees
Up to $500
Double Move
Up to $600
Wire Fraud
Up to $2,500
Legal Defense
Up to $600
Seller Plan • 75% payout
Platinum (75%)
Pays 75% of documented loss — up to the caps below.
Selling Range: $501,000 or Higher
Total protection: Up to $11,150
Maximum caps by safeguard
Appraisal Gap
Up to $3,000
Holding Costs
$45 p/day • Up to $1,400
Extra Warranty Repair Fees
Up to $750
Double Move
Up to $1,000
Wire Fraud
Up to $4,000
Legal Defense
Up to $1,000
Want the right plan set up correctly?
The best time to set safeguards is early. Your Guardian Agent can confirm the correct range and provide your plan certificate.
Next step: Find a Guardian Agent and request your Buyer or Seller Safeguard Plan certificate.
*Safeguards reimburse documented transaction-related losses, subject to eligibility, documentation requirements, and plan terms.
Not insurance, not a warranty, not legal advice.