Same safeguards. Different limits.
Every plan includes the same 6 safeguards. The only difference is the maximum reimbursement-style support limits, which scale based on the home’s price.
Choose Buyer or Seller — then select the price range.
Plans are assigned by purchase price (buyers) or listing price (sellers). Once selected, you’ll see the Silver / Gold / Platinum limits for that range.
What’s included (same six safeguards).
These are the safeguard categories. The plan level changes only the limits — not the safeguards themselves.
Buyer safeguard categories
- Appraisal gaps: when value comes in low and the deal gets squeezed.
- Earnest money disputes: when funds get stuck and conflict escalates.
- Inspection fallout: unexpected defects and walk-away decisions.
- Storage / double moves: closing shifts create extra move costs.
- Security threats: wire fraud and cyber risk around closing funds.
- Legal disputes: contract conflict or post-closing legal issues.
Seller safeguard categories
- Low appraisals: when price/value mismatch threatens proceeds.
- Holding costs: extra mortgage, utilities, taxes when timelines slip.
- Repairs / breakdowns: surprise fixes that erode net.
- Storage / double moves: delays create added logistics costs.
- Security threats: wire fraud and cyber risk around proceeds.
- Legal disputes: contract conflict, claims, or post-closing disputes.
Why safeguards matter now.
Real estate risk isn’t theoretical — it shows up as appraisal surprises, inspection fallout, financing delays, wire fraud threats, and warning signs that appear late in the process. Your own site lists these risk moments repeatedly across pages. :contentReference[oaicite:2]{index=2}
| The moment | What clients feel | What safeguards provide |
|---|---|---|
| Inspection results hit hard | Confusion, pressure, fear of buying a “money pit.” | Structured options, clear next steps, and defined support paths. |
| Appraisal comes in low | Sudden cash gap or renegotiation stress. | A plan framework to reduce “panic decisions” and keep leverage. |
| Deal stalls or cancels late | Financial whiplash and lost time. | Defined safeguards with limits that soften the hit (when eligible). |
| Wire fraud / cyber threats | High-stakes fear around funds. | Security-first awareness + defined recovery pathways (when eligible). |
Plan FAQs (keeps you safe).
These answers avoid “insurance” implications while still clearly explaining what clients can expect.
Are Silver, Gold, and Platinum different safeguards?
No. The safeguard categories are the same. The plan tier primarily changes the reimbursement-style support limits (and any stated percentage terms) for eligible events.
How is the plan level chosen?
Buyer plans are based on purchase price. Seller plans are based on listing price. Your Guardian Agent assigns the correct plan range to the transaction.
Is this insurance, a warranty, or legal representation?
No. Safeguards are not insurance or warranties, and Realty Guardian does not provide legal advice. Safeguards are conditional and subject to eligibility and plan terms.
When must a plan be set up?
Plans should be established early in the transaction window (your site also references timing requirements on related plan pages). Ask your Guardian Agent to confirm the timing for your transaction.
Want the right plan assigned correctly?
The cleanest way to do this is simple: choose a Guardian Agent, confirm the correct price range, and assign the plan early.
Next step: Find a Guardian Agent and ask them to assign the correct Buyer or Seller plan for your price range.